Information Duties (DL 81-C/2017 of July 7th)
BestPortugalMortgage.com, Prudentadvantage Lda, with NIPC 515 044 849, headquartered at Rua Marquês de Pombal, nº 8 A e B, 8700-500 Olhão, Portugal, is registered with the Bank of Portugal and operates as a Credit Intermediary in accordance with the requirements established by Decree-Law 81-C/2017 of July 7th.
This document complies with the provisions of Article 53(1) of the above-mentioned law, fulfilling the Information Duties. Thus, the following information is provided:
Contacts
- Email: info@bestportugalmortgage.com
- Phone: +351 918 918 015
Bank of Portugal Registration Number
0001951
Registered Address
Rua Marquês de Pombal, nº 8 A e B, 8700-500 Olhão
Verification of Registration with the Bank of Portugal
Prudentadvantage Lda | Banco de Portugal
Category of Credit Intermediary
Tied Credit Intermediary
Lenders with whom we have binding contracts
- BANCO PRIMUS, SA
- COFIDIS
- BANCO BPI, SA
- CAIXA GERAL DE DEPÓSITOS, SA
- BANCO SANTANDER TOTTA, SA
- UNIÓN DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) – PORTUGAL BRANCH
- NOVO BANCO, SA
- BANCO CTT, SA
- BANCO BIC PORTUGUÊS, SA
Credit Intermediation Services Authorized by the Bank of Portugal
- Presentation or proposal of credit agreements to consumers.
- Assistance to consumers by carrying out preparatory acts or other pre-contractual management tasks regarding credit agreements that have not been presented or proposed by the company.
Civil Liability Insurance for Credit Activity
- Provider: Hiscox S.A. – Portugal Branch
- Mortgage Credit Insurance Policy Number and Validity: Policy No. 2513858, valid from 01/01/2024 to 31/12/2025
- Consumer Credit Insurance Policy Number and Validity: Policy No. 2515282, valid from 18/02/2025 to 17/02/2026
Full Restriction on Handling Funds
Except in cases expressly provided for by law, credit intermediaries are prohibited from receiving or handling any funds related to the formation, execution, and early fulfillment of credit agreements, as per Article 46 of the above-mentioned legislation on the legal framework of credit intermediaries.
Supervisory Authority for Credit Intermediation Activities
Bank of Portugal
Conflict Resolution Centers
Filing Complaints
www.livroreclamacoes.pt
Mortgage Credit Agreement
The remuneration received by Prudentadvantage, Lda from the lender will be specified in the FINE – European Standardized Information Sheet, which will be provided by the lending institution before signing the credit agreement, as it depends on the financing amount.
