Frequently asked questions

Best Portugal Mortgage is a leading brand in credit intermediation, insurance, and vehicle leasing, operating under PrudentAdvantage Lda, fully authorized by the Bank of Portugal (ICV 0001951). With over 15 years of consolidated experience, Best Portugal Mortgage stands out for its professionalism, efficiency, and excellence in serving our partners and clients nationwide.

We provide a comprehensive range of financial services tailored to your needs, including:

  • Loans: Personalized credit solutions with competitive conditions from the leading banks in Portugal.
  • Insurance: Through our partnership with CorBroker, we offer a wide variety of insurance plans to protect you and your assets.
  • Vehicle Leasing: In collaboration with Ayvens, we provide flexible leasing solutions, allowing you to enjoy a new car with advantageous conditions.

Best Portugal Mortgage is fully authorized and regulated by the Bank of Portugal, ensuring that all our activities comply with established standards and regulations to guarantee our clients' trust and protection.

We offer various loan solutions tailored to your financial needs:

  • Mortgage Loans: Solutions for purchasing or building primary, secondary, or investment properties.
  • Auto Loans: Financing for new or used vehicles, with competitive and flexible terms.
  • Personal Loans: Flexible options for financing projects such as travel, home renovations, education, or other expenses.
  • Personalized Assistance: Our expert managers provide dedicated support throughout the entire credit process.
  • Fast Processing: We guarantee a response within 48 hours, simplifying the loan approval process.
  • Customized Simulations: Multiple simulations from banking partners to compare and select the best financing option.
  • Transparency & Clarity: Detailed analysis including interest rates, fees, and taxes.
  • Best Financing Conditions: Access to the best loan conditions thanks to partnerships with major Portuguese banks.

No, our services are completely free. Whether you need a loan, insurance through CorBroker, or leasing via Ayvens, there are no additional costs for our clients.

  • Identification Documents: Citizen Card or Passport (for foreign applicants).
  • Proof of Address: Recent utility bill (last 3 months).
  • Proof of Income: Last three payslips and latest income tax return.
  • Proof of Employment: Employer-issued proof of employment.

To determine your maximum eligible amount, consult our team for a personalized assessment.

  • Santander Totta
  • Caixa Geral de Depósitos
  • BPI
  • Novo Banco
  • Bankinter
  • Montepio
  • EuroBic
  • Banco CTT
  • UCI
  • Crédito Agrícola

We typically provide an initial response within 48 hours after receiving the complete documentation.

The Bank of Portugal regulates our credit intermediation services, ensuring compliance with financial regulations in Portugal.

No, we are not authorized to receive or deliver any funds related to loan agreements or early repayments.

We offer:

  • Life Insurance
  • Health Insurance
  • Auto Insurance
  • Home Insurance
  • Business Insurance

We offer personalized service and competitive conditions through our partnership with CorBroker.

Request a quote via our website, phone, WhatsApp, or visit one of our agencies.

Documents vary but generally include identification, proof of residence, and relevant details about the insured object.

Usually, insurance becomes active immediately after signing the contract and paying the first installment.

Leasing is a long-term car rental service including maintenance, insurance, and additional services for a fixed monthly fee.

  • No large upfront payment
  • Includes maintenance & insurance
  • New vehicle every few years
  • Tax benefits for businesses
  • No large upfront payment
  • Includes maintenance & insurance
  • New vehicle every few years
  • Tax benefits for businesses
  • Choose your vehicle
  • Request a personalized proposal
  • Submit the required documents
  • Sign the contract and receive your car
  • Vehicle rental
  • Maintenance
  • Insurance
  • Roadside assistance
  • Vehicle taxes

Yes! You can adjust the duration, mileage limits, and additional services.

  • Renew with a new vehicle
  • Purchase the current vehicle
  • Return the vehicle

Yes, but it can be adjusted. Exceeding the mileage limit may result in additional fees.

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